Privacy Policy
Your security and privacy is our utmost priority. Learn how we handle your data with the highest industry standards.
1. Information We Collect
When you apply for a loan or interact with Ishika Capital, we collect personal details including but not limited to: your name, contact information, PAN card details, employment status, and bank transaction history through automated fetching mechanisms upon consent.
2. Usage of Data
Your data is utilized strictly for processing applications, verifying your identity (e-KYC), assessing your creditworthiness, and preventing fraudulent activities in compliance with RBI guidelines.
3. Data Sharing & Third Parties
We do not sell your personal data. We only share data with authorized credit bureaus (like CIBIL, Experian) and verified technology infrastructure partners who perform background checks under strict non-disclosure agreements.
4. Data Security
We use enterprise-grade encryption routines and secure transmission protocols (SSL/TLS) to ensure that your data intercept is virtually impossible. Our database is audited periodically against leaks.